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Fortune Integrated Assets Finance Limited

About the Business

Fortune Integrated Assets Finance Ltd (FIAFL) is a Non-Banking Finance Company registered with the Reserve Bank of India. The company received the NBFC license from RBI in November ’13 and commenced operations in February ‘14. The company focuses on financing vehicles for both private and commercial use. The company initiated operations with focus on the niche 3-wheeler segment. Having established itself as a strong player in the 3-wheeler industry, the company has now started financing used commercial and private cars as well.

We intend to serve the segment of the customer base which is currently not being adequately serviced by the financial industry. The idea is to reach out to the customer, provide the opportunity to earn his/ her livelihood and prosper.

Our Timeline

Vision & Mission


To build a balanced portfolio of high quality loans by supporting the lower middle class consumer with opportunity to enhance their standard of living through tech driven mobility finance and nurturing educational institutions through structured financial products.


To emerge as one of the top five financiers for used vehicles, SCVs, auto rickshaws and educational institutions across India by 2020

Our Values and Philosophy

“Serve right & Serve fast”
“Grow & let grow”

Our quest is to manage business through our commitment to be customer driven, personalised with convenience driven services. We want to be a high performance organisation that attracts customers and exceeds their expectations. We are committed towards providing personalised services through:

  • Mutual trust and respect
  • Efficiency and innovation
  • Access and quality
  • Integrity and professionalism

We intend to serve the segment of the customer base which is currently not being adequately serviced by the financial industry. The idea is to reach out to the customer, provide the opportunity to earn his/ her livelihood and prosper.

Our Products & Services

3-Wheeler Loans

We understand the intrinsic need of the customer and design products accordingly to suit their requirements and make them financially independent. The focus has been on First Time Buyers to enable them to become owners and entrepreneurs in their own small way.

Used Cars

With the ever increasing cot of new vehicles and the limitation of documentation, we specially designed the used car product to enable middle class satisfy their aspiration of owning a car for the family. The focus again is on First Time Car buyers.

Used Commercial Vehicles

The emphasis is on converting the drivers into owners and driving the theme of entrepreneurship among the drivers. We enable them to meet their aspirations of owning their vehicle and thus work towards being financially independent.

‘FIAFL’ is one of the major players in the space of small vehicle finance aiming to cater to customers through the existing network. We have diversified schemes for customers which are easy to understand with no hidden costs. Customers are serviced by our well experienced and industry trained employees with high integrity and in an extremely friendly manner through the network. Our strength and endeavour lies in the quick turnaround time to complete the transactions and customer satisfaction.

    Key features:

  1. Comprehensive range of schemes / products
  2. Simple documentation process
  3. Fast processing and quick turn-around-time
  4. Greater flexibility to meet individual requirements
  5. Offer competitive rates
  6. Customized financing
  7. Dedicated focus and personalized attention to all transaction
  8. Attractive insurance offerings
Institutional Education Loans:

India is one of the largest education systems in the world; home to one of the highest number of students. Over 25% of the educational institutions are privately run and managed. We at Safal, provide financial aid and management advisory to these privately run educational institutions thereby enabling higher student enrolment, more liquidity for expansion and better management of finances.

Amount: INR 5,00,000 to INR 30 crore
Tenor: 6 months to 36 months

Loan Structure: Secured or unsecured loans with customised repayment structures

    Areas of advisory:

  1. Financial structuring and IPO services
  2. Operational efficiency and planning
  3. Outreach and internationalization
  4. Student related domestic and international programs
  5. International alliances and collaborations

Management Team

Mr. Chintan Valia

Mr. Chintan Valia is a Commerce Graduate from Mumbai University who has 11 years of experience in capital markets, investment banking, FMCG and lending industry.

Mr. Hersh Shah

Mr. Hersh Shah is a Commerce Graduate from Mumbai University with over 8 years of experience in audit and assurance, risk management consulting and IPO advisory.

Mr. Rahul Parekh

Mr. Rahul Parekh has done BBA from Pune University. He has over 5 years of experience in construction, real estate and asset reconstruction activities.

Mr. Mukesh Unadkat

Mr. Mukesh Unadkat has done his graduation in commerce faculty. He has over 30 years of rich experience in logistics and printing.

Key Managerial Personnel

Mr. G. Muthu Kummar

Mr. G. Muthu Kummar has over 25 years of experience in the areas of Finance, Accounting, EDP, Legal, Secretarial and Operations.

Mr. Nitin Jos

Mr. Nitin Jos has 20 years of experience in Financing, Marketing, Business Development, System Implementation and Franchisee/Channel Development.

Grievance Redressal Mechanism

Borrower can contact the Company’s officer at the nearest branch in case of any query / problem or grievance.

If the borrower is not satisfied with the response at the first level, he/she may raise the issue with senior management team through an email to grievance redressal email customergrievance@itiorg.com or write us at-

Fortune Integrated Assets Finance Limited

21st Floor 'A' wing ,
Naman Midtown,
Elphinstone (West), Mumbai – 400 013

If the borrower is not satisfied with the response at the second level, he/she can also contact or write to Grievance Redressal Officer:

Mr. G. Muthu Kummar

Grievance Redressal Officer

Customer Grievance Redressal Unit

Fortune Integrated Assets Finance Limited

21st Floor 'A' wing , Naman Midtown , Elphinstone (West) , Mumbai – 400 013

Telephone No: +91 22 40273600

Email Id: kummar@itiorg.com

Contact the Business

Date of incorporation: 08-09-2012

RBI NBFC Regn.No. N-13.02057 dated 7th November,2013

Corporate Identification Number: U65923MH2012PLC235450

Mr. Sanjeev Kumar Mishra

2101, Naman Midtown,
“A” Wing 21st Floor,
Senapati Bapat Marg,
Elphinstone Road (West),
Mumbai – 400 013

  • 022 – 4027 3600
    022 – 4027 3700